i just got a couple of GEm cars and live in Arkansas… i have read the post about the insurance but was just wanting to know if there was anyone in Arkansas with a GEM and if so where do you gave insurance… i would like to try and find something local. when you call all of the insurance co they have to put you on hold and see if they can cover it …well that takes about 10-15 min and i cant do that for all of the co while at work…thanks