# Insurance purchace **URL:** \ **Category:** GEM Forum\ **Created:** [July 19, 2018, 4:30am UTC](https://community.electricforum.com/t/insurance-purchace/14128 "2018-07-19T04:30:27Z")\ **Posts on this page:** 14\ **Page:** 1
**Author:** ![jazzer825](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.electricforum.com/jazzer825/32/2450_2.png) [@jazzer825](https://community.electricforum.com/u/jazzer825)\ **Post date:** [July 19, 2018, 4:30am UTC](https://community.electricforum.com/t/insurance-purchace/14128/1 "2018-07-19T04:30:27Z")
I just bought insurance for the Gem. Went with GEICO and paid $75 yearly. I went with full coverage. What do you guys have and what do you pay for it? ---
**Author:** ![diymatt](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.electricforum.com/diymatt/32/1822_2.png) [@diymatt](https://community.electricforum.com/u/diymatt)\ **Post date:** [July 19, 2018, 11:41am UTC](https://community.electricforum.com/t/insurance-purchace/14128/2 "2018-07-19T11:41:07Z")
Did you call them to do it? I looked on their site and wasn’t able to find a way to insure a LSV on the site. ---
**Author:** ![Old\_Houseboater](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.electricforum.com/old_houseboater/32/544_2.png) [@Old\_Houseboater](https://community.electricforum.com/u/Old_Houseboater)\ **Post date:** [July 19, 2018, 3:19pm UTC](https://community.electricforum.com/t/insurance-purchace/14128/3 "2018-07-19T15:19:01Z")
$64 for full coverage. Tavares Florida ---
**Author:** ![diymatt](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.electricforum.com/diymatt/32/1822_2.png) [@diymatt](https://community.electricforum.com/u/diymatt)\ **Post date:** [July 19, 2018, 3:26pm UTC](https://community.electricforum.com/t/insurance-purchace/14128/4 "2018-07-19T15:26:10Z")
I was quoted 189$/yr last month. I need to keep shopping apparently. ---
**Author:** ![grantwest](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.electricforum.com/grantwest/32/15_2.png) [@grantwest](https://community.electricforum.com/u/grantwest)\ **Post date:** [July 19, 2018, 3:46pm UTC](https://community.electricforum.com/t/insurance-purchace/14128/5 "2018-07-19T15:46:51Z")
Around $100 seems about right. I to went with Gico, they sold my policy to a company called Formost. What is the replacement value that they will give your for your gem? I think my policy says my car is work 5k ---
**Author:** ![38p6](https://avatars.discourse-cdn.com/v4/letter/3/bcef8e/32.png) [@38p6](https://community.electricforum.com/u/38p6)\ **Post date:** [July 20, 2018, 11:54am UTC](https://community.electricforum.com/t/insurance-purchace/14128/6 "2018-07-20T11:54:44Z")
You better doublecheck the insurance they sold you, it sounds like golfcart insurance and its not legal for street use. Mine is $400 a year through safeco and its the same as an auto policy for a low speed vehicle. ---
**Author:** ![diymatt](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.electricforum.com/diymatt/32/1822_2.png) [@diymatt](https://community.electricforum.com/u/diymatt)\ **Post date:** [July 20, 2018, 12:51pm UTC](https://community.electricforum.com/t/insurance-purchace/14128/7 "2018-07-20T12:51:53Z")
From the Foremost website. > “Foremost Neighborhood Electric Vehicle insurance is only available in the United States, in Texas and Arizona.” Boo. ---
**Author:** ![jazzer825](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.electricforum.com/jazzer825/32/2450_2.png) [@jazzer825](https://community.electricforum.com/u/jazzer825)\ **Post date:** [July 20, 2018, 7:18pm UTC](https://community.electricforum.com/t/insurance-purchace/14128/8 "2018-07-20T19:18:33Z")
Mine is for LSV.The agent and I talked about it at length. $75 Yr is the rate from GEICO. (diymatt), I did call them and was put in touch with a company called “Formost”. The Insurance cards are from GEICO…go figure! ---
**Author:** ![LithiumGods](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.electricforum.com/lithiumgods/32/672_2.png) [@LithiumGods](https://community.electricforum.com/u/LithiumGods)\ **Post date:** [July 21, 2018, 10:14am UTC](https://community.electricforum.com/t/insurance-purchace/14128/9 "2018-07-21T10:14:32Z")
where do you live ? makes a diference ---
**Author:** ![jazzer825](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.electricforum.com/jazzer825/32/2450_2.png) [@jazzer825](https://community.electricforum.com/u/jazzer825)\ **Post date:** [July 22, 2018, 1:28am UTC](https://community.electricforum.com/t/insurance-purchace/14128/10 "2018-07-22T01:28:54Z")
Arizona. Gems are road legal here ---
**Author:** ![Laslonimne](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.electricforum.com/laslonimne/32/514_2.png) [@Laslonimne](https://community.electricforum.com/u/Laslonimne)\ **Post date:** [July 26, 2018, 2:33pm UTC](https://community.electricforum.com/t/insurance-purchace/14128/11 "2018-07-26T14:33:31Z")
I pay $465 a year for my 2009 eS with State Farm (and have for nine years). I’d love to find a cheaper policy. ---
**Author:** ![parttimepeddler](https://avatars.discourse-cdn.com/v4/letter/p/b9e5f3/32.png) [@parttimepeddler](https://community.electricforum.com/u/parttimepeddler)\ **Post date:** [July 26, 2018, 5:04pm UTC](https://community.electricforum.com/t/insurance-purchace/14128/12 "2018-07-26T17:04:31Z")
Geico will not cover a Gem. I tried, they said no. I don’t know how you managed to get them to cover it but I’d sure like to know. ---
**Author:** ![parttimepeddler](https://avatars.discourse-cdn.com/v4/letter/p/b9e5f3/32.png) [@parttimepeddler](https://community.electricforum.com/u/parttimepeddler)\ **Post date:** [July 26, 2018, 5:07pm UTC](https://community.electricforum.com/t/insurance-purchace/14128/13 "2018-07-26T17:07:50Z")
Right, I pay that for 6 months alone through State Farm. I can’t seem to find anything cheaper here in Oregon. ---
**Author:** ![parttimepeddler](https://avatars.discourse-cdn.com/v4/letter/p/b9e5f3/32.png) [@parttimepeddler](https://community.electricforum.com/u/parttimepeddler)\ **Post date:** [July 26, 2018, 5:08pm UTC](https://community.electricforum.com/t/insurance-purchace/14128/14 "2018-07-26T17:08:40Z")
$189 per year? I wish I could get it that cheap here in Oregon.