# Ins. Gem in NJ

**URL:** <https://community.electricforum.com/t/ins-gem-in-nj/1831>\
**Category:** GEM Forum\
**Created:** [December 7, 2011, 12:05pm UTC](https://community.electricforum.com/t/ins-gem-in-nj/1831 "2011-12-07T12:05:51Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![jm1361](https://avatars.discourse-cdn.com/v4/letter/j/7ea924/32.png) [@jm1361](https://community.electricforum.com/u/jm1361)\
**Post date:** [December 7, 2011, 12:05pm UTC](https://community.electricforum.com/t/ins-gem-in-nj/1831/1 "2011-12-07T12:05:51Z")

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I need some help in finding an insurance Co. in New Jersey that I can afford. My agent quoted me $2000.00 a year for limited liability. There has to be a better way any help would be greatly appreciated.

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**Author:** ![eSGEMColo](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.electricforum.com/esgemcolo/32/714_2.png) [@eSGEMColo](https://community.electricforum.com/u/eSGEMColo)\
**Post date:** [December 29, 2011, 12:11am UTC](https://community.electricforum.com/t/ins-gem-in-nj/1831/2 "2011-12-29T00:11:51Z")

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JM… I’m in CO and have State Farm… mine is about the same… between my GEM and Prius I pay about $90 a month… they tell me what may not be covered by the GEM should be covered by the Prius… thought it was ok

Bob

[QUOTE=jm1361;9866]I need some help in finding an insurance Co. in New Jersey that I can afford. My agent quoted me $2000.00 a year for limited liability. There has to be a better way any help would be greatly appreciated.[/QUOTE]

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**Author:** ![lilyfrog](https://avatars.discourse-cdn.com/v4/letter/l/a88e4f/32.png) [@lilyfrog](https://community.electricforum.com/u/lilyfrog)\
**Post date:** [January 3, 2012, 4:37pm UTC](https://community.electricforum.com/t/ins-gem-in-nj/1831/3 "2012-01-03T16:37:47Z")

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I pay $198 per year for full coverage. It was written by Farmers who write for Foremost.