# GEM insurtance?. .NOT from AAA

**URL:** <https://community.electricforum.com/t/gem-insurtance-not-from-aaa/1347>\
**Category:** GEM Forum\
**Created:** [January 31, 2010, 12:10pm UTC](https://community.electricforum.com/t/gem-insurtance-not-from-aaa/1347 "2010-01-31T12:10:09Z")\
**Posts on this page:** 6\
**Page:** 1

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**Author:** ![solarmon](https://avatars.discourse-cdn.com/v4/letter/s/ea666f/32.png) [@solarmon](https://community.electricforum.com/u/solarmon)\
**Post date:** [January 31, 2010, 12:10pm UTC](https://community.electricforum.com/t/gem-insurtance-not-from-aaa/1347/1 "2010-01-31T12:10:09Z")

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I live in Utah, and just bought an '02 GEM. My AAA insurance will NOT cover a GEM here, even though it will in Arizona. Wierd, eh. .especially since I only want liability? How much harm can a little thing like that do at full speed of 28.4 MPH?

Guess I’'ll be finding a new company for ALL my car insurance.

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**Author:** ![NAUgrad2005](https://avatars.discourse-cdn.com/v4/letter/n/d78d45/32.png) [@NAUgrad2005](https://community.electricforum.com/u/NAUgrad2005)\
**Post date:** [February 21, 2010, 7:17pm UTC](https://community.electricforum.com/t/gem-insurtance-not-from-aaa/1347/2 "2010-02-21T19:17:43Z")

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Hello!

I have liability insurance for my GEM car through a company called Foremost. My insurance agent at AAA is able to write the policy for me, but it is an additional policy for me since Metlife won’t cover the GEM either. I think the yearly insurance cost through Foremost is only $80 or so. Might be worth a look!

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**Author:** ![solarmon](https://avatars.discourse-cdn.com/v4/letter/s/ea666f/32.png) [@solarmon](https://community.electricforum.com/u/solarmon)\
**Post date:** [April 14, 2010, 7:05am UTC](https://community.electricforum.com/t/gem-insurtance-not-from-aaa/1347/3 "2010-04-14T07:05:23Z")

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Finally got affordable liability on our GEM, but it took Hartford over three months to issue us a policy. .and that only after a lot of nagging . . .both directly and through AARP.

Turns out that “Global Electric Motors” was NOT an acceptable vehicle for them to cover, but, when they FINALLY took our word that it’s a Chrysler, things happened pretty quickly.

Should go easier on anybody else trying to get coverage for a GEM, now that we’ve endured the ordeal of making them recognize GEMs as “real”.

We also switched the insurance on our other cars to Hartford, as it’s about half of what we were paying at AAA (who do NOT insure GEMS in Utah)

It is $103 per year for liability on the GEM

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**Author:** ![YellowGem](https://avatars.discourse-cdn.com/v4/letter/y/48db29/32.png) [@YellowGem](https://community.electricforum.com/u/YellowGem)\
**Post date:** [April 27, 2010, 8:27am UTC](https://community.electricforum.com/t/gem-insurtance-not-from-aaa/1347/4 "2010-04-27T08:27:28Z")

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I had no problems insuring with Farmers.

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**Author:** ![solarmon](https://avatars.discourse-cdn.com/v4/letter/s/ea666f/32.png) [@solarmon](https://community.electricforum.com/u/solarmon)\
**Post date:** [April 27, 2010, 10:38am UTC](https://community.electricforum.com/t/gem-insurtance-not-from-aaa/1347/5 "2010-04-27T10:38:00Z")

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I’ll bet you don’t live in Utah

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**Author:** ![YellowGem](https://avatars.discourse-cdn.com/v4/letter/y/48db29/32.png) [@YellowGem](https://community.electricforum.com/u/YellowGem)\
**Post date:** [April 27, 2010, 11:27am UTC](https://community.electricforum.com/t/gem-insurtance-not-from-aaa/1347/6 "2010-04-27T11:27:23Z")

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No, I suppose it is different everywhere.